Real estate credit

A subsidised rate loan for cheaper borrowing

To help low-income households buy their own home, in light of the rise in lending rates, French Economy Minister Bruno Le Maire is considering the creation of a subsidised rate loan (PTB), similar to the one that already exists for businesses. This would be a fixed-rate loan on more attractive terms than the rates on offer on the market. It could be reserved for first-time buyers or be means-tested. Nothing has been decided yet, and the PTB is not expected to be introduced before 2025.

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